AR Factoring * PO Finance * Equipment Leasing * Project Finance * Commercial Mortgage
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IMM Financial Solutions Inc.  We are the Source for your total Business Financing.  From Accounts Receivable Factoring, Purchase Order Finance , Inventory Loans, Commercial Equipment Leasing and Commercial Mortgage Loans…we cover it all.

As your Commercial Finance Broker we represent several different lending institutions and we constantly research for the best products in the Commercial Finance World.

Your best interest is our best interest...we will match the right product and the right price point for every situation.

We Specialize in:

    • Bank turndowns
    • Business’s desiring increased cash flow
    • Business’s with historical losses
    • Business’s that have outgrown their current line of credit
    • Poor personal credit
    • Rapidly growing companies
    • International Receivables
    • Start ups

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AR Factoring | PO Finance | Equipment Leasing | Project Financing | Venture Capital | Commercial Mortgage



Freight Factoring Mining Company Line of Credit Software Invoice Factoring Manufacturing Company Line of Credit Construction A R Financing Commercial Mortgage Loans Medical Factoring


  • Accounts Receivable Factoring for a secured Line of Credit. Advances up to 97% of accounts receivable and fees starting as low as 1%
  • Equipment Financing up to 10 year amortization with $0 down. Lease and Purchase options.
  • Commercial Mortgage rates as low as 5.5% with a 25 year amortization
  • Project Financing from $5 million to $750 million or more



                                  

AR Financing * Purchase Order Factoring * Equipment Loan * Project Financing * Commercial Real-Estate Loan



Discount Factoring Introduction: Commercial factoring transfers ownership of your accounts receivable to a factoring company, sometimes referred to as simply "the factor." The factor advances you most of the money owed on the invoices you provide to them. They then pay the remainder — minus a factoring fee — after your clients pays their invoices. You can use the funds to make payroll, invest in materials for an ongoing project, or satisfy high-interest debts.

How Factoring Works: To work with a factor, you start by handing over copies of the accounts receivable that you want funded. Depending on your business and the terms of your agreement, the factor will advance you 70% to 90% of the total invoice value, usually by directly wiring it to your bank account. You can typically get an advance against your invoices within two to five days. If the factor accepts electronic invoices, you may get funded within 24 hours.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


Who uses Invoice Factoring?: Any business that invoices customers for payment can use factoring services. It is a significant source of financing for many companies that depend on fast billing turnaround, such as hardware stores, pharmacies, dry cleaners, florists, and wine and liquor distributors. Service industries such as temp agencies, security guard services, and trucking companies also use factoring services to meet payroll deadlines or simply improve cash flow as needed.

Types of AR Factoring: There are two general types of factoring: recourse and non-recourse. Recourse factoring is the most common and most affordable. With recourse factoring, the factoring company will fund the invoices you submit, but will require a refund plus their fees for invoices that aren't paid within a specific period of time. You get a better rate with recourse factoring because you assume most of the risk.

AR Factoring * PO Finance * Equipment Leasing * Venture Capital * Commercial Mortgage


Choosing a Factoring Company: Whether you turn to a dedicated factoring company or a national bank with a factoring department, choosing the right factoring company to work with is important. Look for a factoring company that understands your business and can provide the personal attention you need. The right provider will address any concerns you have and make sure the entire process is seamless. What to look for in a factoring company.

Invoice Factoring * PO Advances * Commercial Equipment Leasing * Appartment Mortgage



Small Business Factoring Costs: The cost of factoring is based on the discount rate – how much the factor will take from your accounts receivable after they are paid in full. It can range from 1% to 5%, but is most commonly 3% to 5%. The discount rate for factoring services is a composite of several elements:

Factoring Contracts: Most factors will require you to sign a contract which acts as a security agreement. The contract outlines: * The financial terms of the agreement. This includes the amount you receive up front, the discount rate, and how often you will use the factor's services in the allotted time. * Your collateral. Factors consider your accounts receivable as your main source of collateral, but may also do a blanket lien against all of your company's assets.

AR Factoring * PO Finance * Equipment Leasing * Project Funding * Commercial Mortgage


Tips of Factoring Companies: Don't automatically accept the first rate a factor offers: negotiate. See if they can save you money with a lower discount rate or reductions of other fees. If not, see if they can offer you a larger advance so you can put more money to work for you. Although price can greatly influence your decision, be careful not to put too much emphasis on price over skill and service. The money you save may not be worth it in the long run if you face long payment periods or unreliable customer service.

Choose the Best Factoring Company: When your business is facing a short-term financial crunch, factoring can be a useful way to turn outstanding invoices into ready cash. However, choosing the wrong factoring company can lead to headaches, dissatisfied customers, and worse. Here's a few quick tips on how to choose among factoring companies to find the best fit for your business.

AR Factoring * PO Finance * Equipment Leasing * Capital Financing * Commercial Mortgage


If your Company needs Cashflow, Consider a Factoring Loan Just the other day I had the owner of a business ask me about a Factoring Loan. I do not hear Accounts Receivable Factoring referred to like this very often, but from time to time yes, I hear this term as well as several other names for it. The term Factoring Loan is not quite accurate though because when a company factors they really are not taking out a loan in the traditional sense. AR Factoring is when the company that raises the invoice receives an advance on the funds that they are going to be receiving in the short term (less than 90 days).

Discount Factoring * Order Financing * Medical Equipment Leasing * Investment Property Mortgage * International Venture Funding



Accounts Receivable Factoring for Business Loans in Canada The solution to this problem was to set up a new Operating Line of Credit for the company using the Invoices for delivered goods as security in an Accounts Receivable Factoring facility.

Increased Sales can be a Double Edged Sword Through the use of a Commercial Finance Broker, a facility for Purchase Order Finance and Accounts Receivable Factoring was created. The order was able to be accepted which opened the door for future order from this customer and others just like them.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage * Resort Financing


Factoring Saves Texas Based Trucking Company If your company has a need of liquidity, and not debt, do your self a favor and speak with a Professional Commercial Finance Broker about your Small Business Factoring needs as they will have the answers your bank will not, and odds are they will not even tell you about the other options that are out there.

How do you apply for Obama’s small business loan plan? To get take advantage of one if the loan programs that is being created see http://www.sba.gov/. That being said, while I am an avid supporter of the President and his plans not everyone will quality for the new loans. Also be advised that it is not a simple process to get into an SBA loan. Best to check into a backup plan.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage * Foreign Project Financing


US Government Now in Accounts Receivable Factoring Business It makes you wonder what the President will not do to stimulate the economy. So what does this mean for the industry? Until the details are rolled out is hard to say specifically, but the announcement to get into the Accounts Receivable Factoring business is the latest installment of how far the US Government will go to get the economy back on track.

Small Business Factoring * Purchase Financing * Equipment Leasing * Realestate Development Mortgage



What to do When Your Bank Line of Credit Just Isn’t Enough Accounts Receivable Financing Explained. AR Factoring is basically when you sell your Receivables to a Factoring Company at a discount. In this circumstance, the AR Factoring Company will advance you funds based on the discounted dollar amount of your outstanding invoices. The Invoice Factoring Company will then collect the funds from your customer at the face value of your invoices. In most cases the value placed on any give receivable will vary upon the DSO (Days Sales Outstanding) due to the risk of non-collection being higher on older invoices. Again, due to this risk factor, invoices over the 90 day mark are generally not funded. While not a completely interchangeable term, Accounts Receivable Factoring is also referred to as Accounts Receivable Financing or Accounts Receivable Funding.

President Obama to Announce Aid for Small Companies The world has been experiencing a failing economy now for a couple of years and regardless if you are in manufacturing, service, distribution or anything else that relies on one of these industries to survive, you have been affected by the cost cuts and staff reductions.

AR Factoring * PO Finance * Equipment Leasing * Venture Capital Funds * Commercial Mortgage


Why Companies Factor? Real Life Explanation It does not matter what type of company you are referring to, when a business experiences fast increases in sales the outcome is usually the same – liquidity issues. What I am referring to here is imagine a distribution company, who generally sells about $250,000 of product in a year, then it finally gets the big account they have been working on for 9 months and the first order that comes in is for $600,000 worth of product over the next 3 months. The terms of sale to the customer are net 60 and their terms with the suppliers are net 30.

Should You be using Accounts Receivable Factoring? Invoice Factoring is the act of selling your Invoices to a Factoring Company, discounted, based on the risk factor assigned to the portfolio of Receivables. The amount of value assigned to the account depends on the age of a receivable. The more aged an invoice is the less it is worth in the eyes of the AR Factoring Company. If you have Invoices that are 90+ days old, they will not be funded in most cases. When looking into Invoice Factoring, be aware the term is often interchangeable with Accounts Receivable Financing, or Accounts Receivable Funding or AR Factoring.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage * Project Finance Firms


Commercial Mortgage Financing- Types That Are Available Today If you have ever wanted to know what the different types of Commercial Mortgage Financing are available…there are many. Each type refers to different types of properties and verification methods. Not all Commercial Lenders offer all types of Commercial Mortgage Services so be aware and get a good Commercial Mortgage Broker and they will be able to set you up with the appropriate Commercial Mortgage Financing that fits your needs.

Factoring Receivables * Purchase Order Financing * Construction Equipment Leasing * Industrial Property Mortgage * Project Funding Firms



Are you Searching for a Business Equipment Lease? The task of finding Equipment Loans for your business can itself be a daunting task to undertake in addition to running your company. Many people find that using a Professional Commercial Finance Broker cuts down on the time and frustration of acquiring Equipment Loans. Every business uses equipment of some sort. Gyms use Gym Equipment, Construction Companies use Construction Equipment and nearly every business uses Computer Equipment Leasing from time to time.

Commercial Lending for Construction Equipment This Equipment Purchase Financing was not a luxury to the company, it was a necessity. The current equipment he had which he was replacing had broken down and it was going to cost more to repair it than to replace it. To not have it meant that his company would be very much burdened. The reason the Credit Union gave as to why they could not do the Equipment Financing for him was because of program changes. The Credit Union even tried to get him personal financing for the equipment, unsuccessfully though.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage * Venture Capital Investment


Financing: Options for Specialty Equipment Recently the owner of a Construction Company contacted me in regards to Specialty Equipment Financing he needed for his business. He had arranged to take the delivery of the excavator from one of our company’s affiliates subject to financing approval. The owner of the company had been using his local Credit Union for the last 10 years for his banking and financing needs.

Should you be Dealing with Angel Investors? No one has to tell a business owner that getting access to much needed cash flow is a difficult task today. It matter not if you are in Canada or the United States, if you have gone to the bank to inquire about financing, there is a good chance you were turned away. For this reason many companies turned to Angel Investors for that all important cash injection.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage * Private Equity Firm


The Politics and Finance in the Unites States this week (March 20, 2009) The weekend is here and the President has been busy all week. AIG execs received their bonuses, and then lost them; new rules being developed for bailout takers, more funds available for small and medium sized business and the US Government has entered the Accounts Receivable Factoring Industry. I have to say, and I am not alone in this statement, I am very impressed by President Obama, not just this week, but his term thus far has been very impressive.

Factoring Loan * Purchase Order Loan * Equipment Loan * Commercial Property Loan * Private Equity Firm



The Fed Means Business Now is the perfect time to speak to a Professional Commercial Finance Broker. They will have far more lending programs available to them than the banks have so you can fill the orders. My prediction is that AR Factoring and Purchase Order Finance will play a huge role in our immediate economy so it will not be a bad idea to get set up for it so you are not scrambling to find a funder.

So you want to Start-Up a Business in a Recession Not surprisingly, even in a recession many people are looking to start their own business primarily because they can not find adequate work. It will not take you long to discover that many people that are job hunting are getting very frustrated with the prospect of finding a decent paying job. When job postings for menial jobs are attracting people with University Degrees and MBAs we know there is a serious problem. This is truly an employer market, for as much as it can be considering the state of the economy.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


President Obama to Announce Aid for Small Companies There are so many alternatives to SBA or bank loans today that are offered by Commercial Finance Brokers as they access to funds for Discount Financing, Export Finance, Purchase Order Financing, Commercial Equipment Loans and Commercial Real Estate Mortgages. Be sure to do you checking around into the various options available to you as there is a loan available for most circumstances if you have the right Finance Broker.

The Biggest Player in Commercial Finance Fortunately there are options. Commercial Finance Brokers still have options and much better ones at that, than the banks have or ever had. If your company is in need of AR Factoring, Purchase Order Finance, Export Finance, Commercial Equipment Loans or a Commercial Mortgage see out a knowledgeable Commercial Finance Broker as they will have the expertise to get the financing you will need today and when things take off again because you know the banks will not be there when you start getting those big orders coming in and you need funding to produce.

Invoice Discouting * Purchase Order Discounting * Industrial Equipment Leasing * Strip Mall Mortgage



Factoring Fees Dropping for Freight Company in Wisconsin What industry is not hurting today? I can not think of one. Because of this many costs are dropping if you know where to look. One place to trim costs is your Business Financing. Whether you are using a traditional Business Line of Credit or Discount Factoring, with the reduction in rates across North America, should your business be looking at renegotiating your Working Capital Line?

Nevada USA Temp Placement Office has Worry-Free Factoring Have you ever had customers that did not pay their bill to your company even though you did the service to their satisfaction or delivered the goods on time with no complications? They even signed off on the Proof of Delivery and never hinted that they could not pay you nor had no intentions to pay you right from the start?

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


Accounts Receivable Factoring Glossary


A R Factoring or AR Factoring: Abbreviation of Accounts Receivable Factoring

Account Receivable: A series of accounting transactions dealing with the billing of customers who owe money to a person, company or organization for goods and services that have been provided to the customer.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


Account Receivables: Plural of Accounts Receivable

Accounts Receivable Collections: The process of collecting Accounts Receivables

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


Accounts Receivable Factoring: The act of selling your Invoices to a Factoring Company, discounted, and based on the risk factor assigned to the portfolio of Receivables. The amount of value assigned to the account depends on the age of a receivable. In its strictest sense this type of Factoring is Non-Recourse.

Accounts Receivable Financing: Often this term is interchanged with Accounts Receivable Factoring. This is often a Recourse type arrangement.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


Accounts Receivable Funding: Synonymous with Accounts Receivable Financing.

Accounts Receivable Software: Application software which records and processes accounting transactions within functional modules such as accounts payable, accounts receivable, payroll, and trial balance.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


AR & Export Factoring: This is the sale of your short-term foreign accounts receivable at a discount to a Domestic based export factor company for immediate cash. The Domestic Factor partners with a selected Overseas Factor company operating in your target market to assume the full credit risk of your overseas buyers.

Business Financing: Any kind of lending secured by a Business.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


Business Loan: Any kind of lending secured by a Business.

Business Loans: Plural of Business Loan

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


Cashflow or Cash Flow: A measure of a company's financial health. Equals cash receipts minus cash payments over a given period of time; or equivalently, net profit plus amounts charged off for depreciation, depletion, and amortization.

Commercial Factoring: Synonymous with Accounts Receivable Factoring.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage


Commercial Line of Credit: Businesses financing to get a loan for a company without having to worry specifically how they will spend the cash.

Credit Financial Services: Services provided by the finance industry.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Discounting Factoring: Synonymous with Accounts Receivable Factoring.

Factor: Synonymous with Factoring Company.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Factoring: A financial transaction whereby a business sells its Accounts Receivable (i.e., Invoices) at a discount.

Factoring Accounts: Synonymous with Accounts Receivable Financing.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Factoring Business: Synonymous with Factoring Company

Factoring Companies: Plural form of Factoring Company.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Factoring Company: A financial institution which purchases Accounts Receivable (i.e., Invoices) at a discount from businesses.

Factoring Loan: Synonymous with Accounts Receivable Financing.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Factoring Loans: Plural form of Factoring Loan.

Factoring Receivables: Synonymous with Accounts Receivable Financing.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Factors: Plural form of Factor.

Financial Services Company: Refers to the Company that provides finance services to the general public, commercial and institutional entities.

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Invoice Discounting: Synonymous with Factoring Company

Invoice Factoring: Synonymous with Factoring Company

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Invoice Factoring: Synonymous with Factoring Company

Invoice Factoring Company: Synonymous with Factoring Company

AR Factoring * PO Finance * Equipment Leasing * Commercial Mortgage
Invoice Finance: Synonymous with Accounts Receivable Financing.

Non-Recourse Factoring: A Factoring facility that is credit insured and if the company that is responsible for the invoice does not pay it, the Finance Company will not go after the issuers of the Invoice.

Receivable: A debt owed, usually to a business, from the perspective of that business; Especially, a debt arising from a sale on account or on credit; capable of being received, especially of a debt, from the perspective of the creditor

Receivable Factoring: Synonymous with Factoring Company

Receivable Financing: Synonymous with Accounts Receivable Financing.

Receivables: Plural form or Receivable.

Receivables Financing: Synonymous with Accounts Receivable Financing.

Recourse Factoring: A Factoring facility that is NOT credit insured and if the company that is responsible for the invoice does not pay it, the Finance Company will go after issuers of the Invoice.

Small Business Factoring: Synonymous with Factoring Company

Small Business Financing: Synonymous with Small Business Loan.

Small Business Loan: Any kind of lending secured by a Business.

Small Business Loans: Plural of Small Business Loan.

Line of Credit: For the purposes of Commercial Finance, this term is synonymous with Commercial Line of Credit.

LOC: For the purposes of Commercial Finance, this term is synonymous with Commercial Line of Credit.

Operating Line of Credit: For the purposes of Commercial Finance, this term is synonymous with Commercial Line of Credit.

Working Capital Loan: A kind of lending secured by a Business for day to day operations.

Working Capital Management: The process of managing the funds available to the company for day to day operations.

Purchase Order Finance Glossary


Bank Loans: A loan granted by a government certified banking entity

Capital Finance: Most often referred to as a Working Capital Line of Credit, but can refer to any financing that is used to acquire Capital Assets

Cash Flow Finance: Any type of finance geared towards assisting the company with assisting with Cashflow. May take the form of Accounts Receivable Factoring, Export Finance, Purchase Order Finance, Equity Lines or Traditional Commercial Lines of Credit.

Commercial Bank: A bank that only deals with Business accounts.

Corporation Finance: Any type of lending done with the borrower being a Corporation.

PO Account: Generally refers to an account the gives advances to Purchase Orders.

PO Bank: A Commercial Bank that deals exclusively with Purchase Order Facilities.

PO Banking: Dealing with a PO Bank.

PO Banks: Plural of PO Bank.

PO Capital: Funds available to fulfill the Purchase Order commitment.

PO Credit: Generally synonymous with PO Account.

PO Finance: A pool of funds available to a Corporation to facilitate the funds required to fulfill Orders.

PO Financial: Generally synonymous with PO Finance.

PO Financing: Generally synonymous with PO Finance.

PO Funding: Generally synonymous with PO Finance.

PO Group: A group of companies that pool funds to create a reserve for use in Funding Purchase Orders.

PO Investment: The funds required to fulfill the requirements of a particular Purchase Order.

PO Loans: Generally synonymous with PO Finance.

PO Master Finance: Generally synonymous with PO Finance.

PO Money: Generally synonymous with PO Finance.

PO Quote: Typically a bid to complete a project.

PO Quotes: Plural of PO Quote.

Purchase Order Account: Synonymous with PO Account.

Purchase Order Accounts: Plural of Purchase Order Account.

Purchase Order Agreements: Contracts of Purchase Orders to be fulfilled.

Purchase Order Analysis: Process of verifying and confirming the validity and viability of a Purchase Order.

Purchase Order Application: In regards to Purchase Order Financing, a Purchase Order Application is the initial process in gathering information for the process of setting up a Purchase Order Finance facility.

Purchase Order Credit: Generally synonymous with PO Account.

Purchase Order Factoring: Synonymous with PO Finance.

Purchase Order Finance: Synonymous with PO Finance.

Purchase Order Financing: Synonymous with PO Finance.

Purchase Order Funding: Synonymous with PO Finance.

Purchase Order Invoice: The actual Invoice to complete a Purchase Order transaction.

Purchase Order Invoices: Plural of Purchase Oder Invoice.

Purchase Order Loan: Synonymous with PO Finance.

Purchase Order Loans: Synonymous with PO Finance.

Purchase Order Management: The process of handling Purchase Orders. Generally to ensure proper completion using a Quality Control measure.

Purchase Order Program
: Synonymous with Purchase Order Management.

Purchase Order Programs: Synonymous with Purchase Order Management.

Purchase Order Project: Synonymous with Purchase Order Management.

Purchase Order Reporting: Synonymous with Purchase Order Management.

Purchase Order Reports: Synonymous with Purchase Order Management.

Purchase Order Sales: Sales of product which is secured by a document to authorize production and to guarantee payment.

Purchase Order Solution: Generally synonymous with Purchase Order Finance.

Purchase Order Solutions: Generally synonymous with Purchase Order Finance.

Purchase Order Transaction: The entire process of acceptance of the order through its completion of production, delivery and payment from the end customer.

Purchase Order Vendor: The person selling the goods to the customer collects the Purchase Order, thus would be the vendor.

Export Finance Glossary


AR & Export Factoring: This is the sale of your short-term foreign accounts receivable at a discount to a Domestic based export factor company for immediate cash. The Domestic Factor partners with a selected Overseas Factor company operating in your target market to assume the full credit risk of your overseas buyers.

Export Factoring: Synonymous with AR & Export Factoring.

Export Finance: Synonymous with Accounts Receivable Financing except that it pertians to Invoices generated for customers that are not domestic.

Export Financing: Synonymous with Accounts Receivable Financing except that it pertains to Invoices generated for customers that are not domestic.

Export Receivable Financing: Synonymous with Accounts Receivable Financing except it pertains to Invoices generated for customers that are not domestic.

Financial Services Company: Refers to the Company that provides finance services to the general public, commercial and institutional entities.

Foreign Accounts Receivable Factoring: Synonymous with AR & Export Factoring.

Foreign AR Factoring: Synonymous with AR & Export Factoring.

Foreign Dicsount Factoring: Synonymous with AR & Export Factoring.

Foreign Factoring: Synonymous with AR & Export Factoring.

Internation Accounts Receivable Factoring: Synonymous with AR & Export Factoring.

Internation AR Factoring: Synonymous with AR & Export Factoring.

Internation Dicsount Factoring: Synonymous with AR & Export Factoring.

Internation Factoring: Synonymous with AR & Export Factoring.

Commercial Equipment Finance Glossary


Asset Financing: A security whose value and income payments are derived from and collateralized (or "backed") by a specified pool of underlying assets.

Business Equipment Financing: Financing for commercially owned equipment.

Business Equipment Lease: Lease financing for commercially owned equipment.

Business Equipment Leasing: The process of lease financing for commercially owned equipment.

Capital Equipment: Equipment that you use to manufacture a product, provide a service or use to sell, store and deliver merchandise. This equipment has an extended life so that it is properly regarded as a fixed asset.

Capital Lease: Generally allowable only up to the amount that would be allowed had the governmental unit purchased the property on the date the lease agreement was executed, including depreciation or use allowance, maintenance, and insurance.

Capital Leasing: The process of creating a Capital Lease.

Commercial Equipment Financing: Synonymous with Business Equipment Financing

Commercial Equipment Lease: Synonymous with Business Equipment Lease

Commercial Fitness Equipment: Gym Equipment made for use in a Multi-User capacity. Generally in a Fitness Club.

Commercial Gym Equipment: Synonymous with Commercial Fitness Equipment

Computer Leasing: Acquiring Computer Equipment through Lease Financing.

Equipment Finance: Any type of Finance used in acquiring Commercial Equipment where the payments are made over a specified term.

Equipment Lease Financing: Synonymous with Business Equipment Lease

Equipment Loan: Financing whereby monthly installments are made over a specified time period for acquiring or re-financing Equipment.

Equipment Loans: Plural of Equipment Loan.

Finance Lease: Synonymous with Business Equipment Lease

Finance Leasing: Synonymous with Business Equipment Financing

Financial Leasing: Synonymous with Business Equipment Financing

Fleet Leasing: Synonymous with Business Equipment Financing, but more geared toward the acquisition of several pieces of the same Mobile Equipment such as cars, trucks, trailers, tractors.

Leasing Business: A company that is in the Industry of Leasing goods to Businesses.

Leasing Companies: Synonymous with Leasing Business.

Leasing Services: Synonymous with Leasing Business.

Operating Lease: A lease whose term is short compared to the useful life of the asset or piece of equipment (an airliner, a ship etc.) being leased. An operating lease is commonly used to acquire equipment on a relatively short-term basis. Thus, for example, an aircraft which has an economic life of 25 years may be leased to an airline for 5 years on an operating lease.

Small Business Equipment Financing: Synonymous with Business Equipment Financing, but geared towards Small Businesses.

Industrial Mortgage Glossary



Apartment Loans: Commercial Mortgage on a multi-unit dwelling.

Apartment Mortgage: Commercial Mortgage on a multi-unit dwelling.

Business Mortgage: Commercial Mortgage on a Commercial Property or Industrial Property

Commercial Bridge Finance: A temporary Commercial Mortgage on a Commercial Property or Industrial Property which is generally less than 1 year.

Commercial Bridge Loan: A temporary Commercial Mortgage on a Commercial Property or Industrial Property which is generally less than 1 year.

Commercial Construction Loan: A temporary Commercial Mortgage on a Commercial Property or Industrial Property which is generally less than 1 year depending on the size of the project. Once construction has been completed the Commercial Construction Loan is to be paid off.

Commercial Finance: Any type of Commercial Loan.

Commercial Financing: Any type of Commercial Loan.

Commercial Lenders: A Commercial Financial Institution that lends money to Businesses.

Commercial Lending: A Commercial Loan for Businesses.

Commercial Loan: A Commercial Loan for Businesses.

Commercial Loans: Commercial Loans for Businesses.

Commercial Mortgage: A Commercial Loan for Businesses on Commercial Property or Industrial Property.

Commercial Mortgage Loans: Commercial Loans for Businesses on Commercial Property or Industrial Property.

Construction Loan: A temporary Commercial Mortgage on a Commercial Property or Industrial Property which is generally less than 1 year depending on the size of the project. Once construction has been completed the Commercial Construction Loan is to be paid off.

Construction Loans: Temporary Commercial Mortgages on Commercial Property or Industrial Property which is generally less than 1 year depending on the size of the project. Once construction has been completed the Commercial Construction Loan is to be paid off.

Industrial Mortgage: A Commercial Loan for Businesses on Commercial Property or Industrial Property.

Investment Property Mortgage: A Commercial Loan for Businesses on Commercial Property or Industrial Property.

Mortgage Loans: Commercial Loans for Businesses on Commercial Property or Industrial Property.

Real Estate Development Loan: A Commercial Loan for Businesses on Commercial Property or Industrial Property.

Warehouse Mortgage: A Commercial Loan for Businesses on Commercial Property or Industrial Property, specifically a Warehouse.

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